Individual Insurance

Most households may struggle covering everyday expenses with the death of a primary wage earner. Centennial Group can help you find life insurance that meets your objective. Our knowledge of products and how they are underwritten can help make the process easier.

Life insurance is a guarantee by an insurance company to pay your beneficiary a death benefit. In return, you make payments called premiums. Premiums are based on factors such as age, gender, medical history and the amount of life insurance you purchase.

These are some expenses that life insurance can be used for:

• Replacing lost income
  
• Covering basic living expenses
  
• Paying household debts, estate taxes and funeral expenses
  
• Funding a child's education
  
• Supplementing retirement savings

Guarantees are based upon the claims-paying ability of the issuing insurance company.