Steve Nichols

Financial Advisor and Securities Representative

Phone: 517.346.7972
Fax: 517.485.0009
E-mail: steve.nichols@ReferTCG.com

Steve Nichols graduated from San Jose State in 1993, where he received his Bachelor of Science in Business Administration. Shortly after graduation in 1994, Steve began working for The Brandon Group as a financial advisor. In 1999, Steve made the long cross country journey to join The Centennial Group to be part of an organization that is well equipped to meet the needs of his growing business. Since then, Steve has been recognized by The Million Dollar Round Table 7 times and has qualified for Securian’s Senate Club 4 times.

Today, Steve focuses on his client’s personal wealth management and employee benefits for corporations. His specialization is with 401K plans, pensions, and qualified retirement plans. Utilizing the wide range of services and support through The Centennial Group and Securian Financial Services, Steve is able to offer financial solutions to his clients in a variety of areas including:

401K Plans
Employee Benefits (Health, Disability, Dental, Vision, Life)
Business Continuation Strategies
Comprehensive Financial Planning
Debt Management
Wealth Accumulation (Investment Solutions)
College Funding Strategies (529 Plans, Educational IRA’s)
Retirement Income Strategies (Qualified vs. Non-Qualified Plans, IRA’s, Rollovers)
Long Term Care Insurance Strategies
Estate Planning (Wealth Succession )

Steve’s qualifications Include:

Licensed Life & Health Insurance Agent
FINRA Series 7 Registration
FINRA Series 63 Registration
FINRA Series 6 Registration
Variable Life & Annuity Licensed
Registered Representative and Investment Advisor Representative, Securian Financial Services, Inc., Securities Dealer, Member FINRA/SIPC

Personal:

Steve resides in Lansing, MI. He is blessed with three children Ryan, Megan, and Corinne. He is an active citizen in his community and is very passionate about his family, friends and his golf career. Steve was a competitive golfer while attending San Jose State and has qualified for numerous National Amateur Tournaments.

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Our firm has various representatives that are licensed to conduct business in AR,AZ,CA,CT,DE,FL,GA,IA,IL,IN,KY,LA,MA,MD,MI,MN,MO,NC,NE,NJ,NM,NV,OH,OK,OR,PA,SC,TN,TX,VA,WA,WI,WV for non-registered insurance products only.

We also have various representatives that are licensed and registered to conduct business in the following states: AR,AZ,CA,CT,FL,IL,IN,KY,LA,MD,MI,MN,MO,MT,NC,NJ,NM,NV,NY,OH,OR,PA,TN,VA,WA,WI for non-registered and registered insurance products, as well as securities.

The Centennial Group is independently owned and operated, and offers its own suite of products and services entirely independent of Securian.

Certain individuals associated with The Centennial Group are registered with and offer securities and investment advisory services through Securian Financial Services, Inc. ("Securian"), a registered broker-dealer and investment adviser, member FINRA/SIPC. Individuals registered with Securian are authorized to offer only those securities and investment advisory services that have been specifically approved by Securian. Additional information about individuals registered with FINRA can be found on FINRA’s BrokerCheck. For information about which individuals associated with The Centennial Group are registered with Securian, as well as information about which securities and investment advisory services such individuals are authorized to offer on Securian’s behalf, please contact Securian at 1-800-820-4205.

Steve Nichols

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